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Financial Management Guide: U.S. Department of Homeland Security

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Attitudes and preferences are considered to be an important element of financial literacy. If people have a rather negative attitude towards saving for their future, for example, it is argued that they will be less inclined to undertake such behaviour. Similarly, if they prefer to prioritise short-term wants then they are unlikely to provide themselves with emergency savings or to make longer term financial plans. The financial literacy survey includes three attitude statements to gauge respondents’ attitudes towards money and planning for the future 3 . The attitude questions ask people about whether they agree or disagree with particular statements, to.

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