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Open banking Architecture

Architectural longevity (the changes in technology and fortune that the platform will undergo during the next three to five years) •Availability of skills (from lower cost of ownership as well as lower inertia point of view) •Level of integration required (the amount of system integration work the customer is required to do) | Open Banking Architecture Mayank Mishra Principal Banking Architect Oracle Asia Pacific ORACLE 3 Westpac Internet - Getting closer to customers - Microsoft Internet Explorer j n 4 a fi- Stop Refresh Home Search Favorites History Mail n Address cj C My DocumentsVDatawarehouseWestpac Internet Getting closer to customers.htm T .n- Go File Edit View Favorites Tools Help Links Emerging Banking Trends New Areas of Opportunities Retail Corporate SME - Fee based Income Mutu - Mobile Banking - Processing efficiency in Z3 - Financial Needs Analysis Copyright c Oracle Corporation 2006. All rights reserved. 3 .