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dave ramsey financial peace university workbook phần 2

e đang sống trong thời gian dễ bay hơi. Sự không chắc chắn ngự trị. Mô hình kinh doanh đang thay đổi như là kết quả của sự phát triển xã hội, chính trị, kinh tế, và công nghệ. Bi kịch nhất, các sự kiện toàn cầu gần đây đã làm phức tạp các cảnh quan kinh doanh trong những cách chúng ta vẫn chưa hiểu đầy đủ về. | ACCOUNTABILITY CHECK-UP Relating With Money I. Everyone holds up his Monthly ZERO-BASED BUDGET check each other for zero-based totals on the third page. IL Encourage each other to make a commitment to do everything possible to avoid adding any new debts to their financial picture. III. Have some fun with the class Everyone can start bringing in their credit card applications. Add up the total credit limits that are being offered then tear up the applications or send them back with a copy of the Credit Rebellion Letter from our website. Keep a running total for the group as a whole to see how much debt your class is avoiding by not accepting the credit cards. TOTALS WILL BE REVIEWED DURING SESSION 11. IV. ACCOUNTABILITY APPLICATION REVIEW Everyone reads and comments about these statements. A. I put relationships above money - my spouse children and co-workers are more important than money or financial stress. Would others - your friends or coworkers agree with your answer B. As a single parent discuss how fatigue can affect your money management c. I am or will start having a quiet time each day to prioritize the most important things in my life and grow spiritually. D. I did not get into financial stress quickly and I will likely walk out of it slowly. Talk about the stress of financial problems. E. I will be held accountable for my financial actions by working with my spouse or if single my buddy. Use the BUDDY SYSTEM . Develop an Accountability partner before leaving your class session today F. I will teach my children how to handle money. Why is this important What could happen if you do not G. I will start keeping the other people in this class in my thoughts and prayers for their success as well as my own. H. Is it easier to impulse shop as a single without someone to answer to 39 BUDGETING FORMS ACCOCNTABII.ITY A cco UNTABILITY CHECK- UP Buying Only Big Big Bargains I. Everyone shows and discusses how their envelope system is working for them. How many are .