Tham khảo sách 'financial peace university - part 2', kinh doanh - tiếp thị, tiếp thị - bán hàng phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả | STEPS OUT OF DEBT My son if you have become surety for your friend If you have shaken hands in pledge for a stranger 2 You are snared by the words of your own mouth You are taken by the words of your mouth. 3 So do this my son and deliver yourself For you have come into the hand of your friend Go and humble yourself Plead with your friend. 4 Give no sleep to your eyes Nor slumber to your eyelids. 5 Deliver yourself like a gazelle from the hand of the hunter And like a bird from the hand of the Fowler. Proverbs 6 1-5 NKJV 1. Quit more am Ifyou want to get yourself better offfinancially QUIT BUYING THINGS -Anonymous 2. You must money. 3. really works. 4. Sell. 5. Part-time or overtime temporarily . 6. Debt. 140 CREDIT CARD CRUMBS According to USA Today 63 of bankruptcy filers blame credit card bills and 89 of filers STILL get offers. Bank credit card balances per . household hit 4 500 at the end of 1998 according to a recent issue of Bankcard Barometer. Ram Research Corporation states there are over 50 million Discover cards 49 million Citibank Visas and 48 million American Express. According to the Wall Street Journal there are over 63 million Sears cards with over 700 000 applications per month. Credit card issuers sent out 4 billion pieces of mail last year to 93 million households which is an average of more than 43 offers going to each household as reported in Ladies Home Journal. Capitol One and MBNA two of the major issuers spend 60 million to 70 million each quarter on credit card offers according to CardWeb Inc. USA Today notes that Citibank the largest issuer of Visa will spend 100 million dollars this year just marketing credit cards to your high school and college students. Colleges can earn 50 000 to 100 000 per year just to allow a credit card company to operate on campus. Credit cards have become a rite of passage into adulthood. According to American Express 33 of consumers use plastic more frequently today than 5 years ago. According to the .
