Carl Atsushi HIRANO is well-known as bestselling author in Japan and currently President and CEO of NetStrategy, Inc., Professor at Business Breakthrough University hosted by Kennichi Ohmae, guest speaker at the Harvard Business School, visiting professor of Okinawa Graduate School, world famous as the mastermind of the Osaifu-Keitai mobile wallet credit system. Born in the United States, he has a . in economics from the University of Tokyo. Joined the Industrial Bank of Japan (IBJ now merged to Mizuho Financial Group) in 1987, where he was a manager in the International and Investment Banking divisions. He moved to NTTDoCoMo in.