Introduction What is online payment processing? How hard is it to implement online payment processing on my website? What is an online merchant account, and how do I get one? Can I offer other methods of payment other than credit cards? Should I get an American merchant account for . customers? 4 3 3 2 2 2 What if you can’t get an online merchant account? What is PayPal? What are chargebacks and how can I prevent fraud in general? Summary Resources 6 7 4 5 4 .Introduction For online retailers looking to add real-time payment processing to their website, the process.