While insurance Exchanges have the potential to transform the health insurance market for consumers, many large employers anticipate health benei ts will remain a core component of the value proposition for active employees beyond 2014. As Figure 11 shows, 90% of companies indicate that will be the case in 2014 and beyond — virtually unchanged from 2012. However, the percentage of companies indicating the strongest response (“very important”) dropped 13 percentage points between 2012 and the period after the opening of the Exchanges in 2014, which could rel ect some uncertainty about their commitment longer term. Companies have been steadily.