It is estimated that medical liability premiums in the United States have reached an astounding $26 billion annually, representing a 2,000% increase since 1975. 1 At 12 percent per year, the growth rate in medical malpractice premiums since 1975 is four times the rate of inflation and twice the rate of inflation in the cost of health care. 2 Million- dollar verdicts are now the norm in jury trials: 52% of all awards exceed $1 million, while the average award now weighs in at $ million. 3 In the face of increasing risk, medical malpractice premiums have skyrocketed for doctors throughout.