Your official claim for damages is called a Proof of must be fully completed and signed and in the hands of your insurance company within 60 days after the loss occurs. The Proof of Loss includes a detailed estimate to replace or repair the damaged property . In most cases, the adjuster , as a courtesy , will provide you with a suggested Proof of Loss. However , you are responsible for making sure that it is complete, accurate and filed in a timely manner . Be sure to keep a copy of the Proof of Loss—and copies of all supporting documents—for your records
