The verification of care needs is the responsibility of the long-term care insurance funds. The funds entrust the task of identifying, verifying and assessing the severity of care needs to the Medical Review Board of the Statutory Health Insurance Funds, which is primarily made up of doctors and nurses. The assessment takes place in the home of the insured person provided they give their consent. If such an assessment is not performed the insurance funds are entitled to refuse to pay benefits. The Medical Review Boards examine the care needs on the basis of the following categories: Body care.