The 2009 survey results presented in this report are revised, but are not materially different from the estimates published in the December 2009 report. To be consistent with the 2011 survey, the revised 2009 estimates reflect a change in how survey respondents are defined. In the 2009 report, any household whose respondent reported whether the household had a checking or a savings account was considered a survey respondent. In 2011, a respondent must also have reported that he or she is involved in the household’s finances in order to be consid- ered a survey respondent. The change in the definition of.
