A reverse Murabahah transaction can be used to provide a purchaser with a cash lump sum. Under a reverse Murabahah the purchaser acquires the asset from the financier and then sells it either back to the original owner or another party. The original purchaser therefore receives a cash lump sum but remains obliged under the original transaction to make repayment on the asset purchase plus the agreed margin (and as in a Murabahah transaction the payments are due in instalments). For all types of Murabahah transactions it is a key element that the financier acquires legal title to the.