Finally, the Working Group recognizes that full voluntary industry adoption of the principles may only be possible through phased implementation over a reasonable period of time. As part of its Report to Congress, the Working Group will discuss incremental adoption of the proposed principles and a suggested time frame for full implementation of these principles in the marketplace. The Working Group does not intend to propose a specific process for such phased implementation. Individual companies should develop an implementation process and set interim goals that are most workable for them. The Working Group, however, does seek more general comment on its proposed goal.