The Baby Boomer generation is substantially different from earlier generations and policies need to account for those differences. They will remain active and independent longer than previous generations; as a group, they have sufficient wealth to manage retirement as no previous generation has; and they are going to challenge how the elderly are treated and what should be considered acceptable. Understanding the scope of the challenge is one of the first steps. The research summarized in this report begins to address this need. Based on projections developed during our research (see Figure ), we estimate.