Premium and cost sharing subsidies will be available through the Exchange for individuals with incomes up to 400 percent of the Federal Poverty Level (FPL)4 who do not qualify for Medi-Cal and do not have any family members with an offer of affordable job-based coverage. 5 A separate Small Business Health Options Plan (SHOP) exchange will offer coverage to firms of 50 or fewer workers between 2014 and 2016, after which time it will be open to firms of 100 or fewer workers. Small businesses with low-wage workforces may be eligible for tax credits through the SHOP e ACA will expand Medi-Cal to adults and children in families with incomes up.
