designated circumstances exist, and the regulatory commentary emphasizes that credit privileges must be timely reinstated when those circumstances One way that an association can meet this responsibility is by monitoring an affected line of credit frequently enough to assure itself that the condition permitting the suspension or reduction continues to Alternatively, an association may require borrowers to request reinstatement of credit When a consumer requests such reinstatement, the association must promptly determine whether the condition allowing the suspension remains in In doing so, an association may charge the consumer bona fide, reasonable fees for services actually.
