Achieving a high credit quality will also be important to ensure the acceptance of Stability Bonds by all euro-area Member States. One key issue is how risks and gains are distributed across Member States. In some forms, Stability Bonds would mean that Member States with a currently below-average credit standing could obtain lower financing costs, while Member States that already enjoy a high credit rating may even incur net losses, if the effect of the pooling of risk dominated the positive liquidity effects. Accordingly, support for Stability Bonds among those Member States already enjoying AAA ratings would require an assurance.