The tables used in the main body of the following discus- sion are based on the entire sample, comprising 1,468 good loans and 1,297 bad loans. But in these summary tabulations, which represent a combination of the samples of all banks, the separate distributions of good and of bad loans for each bank have been so weighted that the combined sample may be considered to comprise 1,294 good loans and the same number of bad The banks cooperating in this survey were asked to submit approximately equal-sized samples of the two types of loans, because an equal division is most effi- ciently studied. A group of only two hundred.
