We apply our method in a variety of bank credit decisions: the credit capacity decision for a constrained consumer, the credit limit for new credit card products, and the monthly pay- ments a§ordable for a mortgage borrower. We choose these settings to focus in on loan product customers whose credit application outcome is determined by the bank (supply determined). Furthermore we apply our analysis to this variety of settings to produce population represen- tative results. For example, on the Örst count, we have many applications in which the amount of loan requested is lower than the amount received. On the latter issue of representativeness, we argue that.
