Not all migrants send remittances. In order to understand the variations in remittance behaviour, it is useful to consider various characteristics of the sender, such as age, gender, occupation, length of stay, and educational and income levels. The amount depends on the migrants’ family situation and tends to be higher when ties are closer. Migrants who remit the most (and most often) are generally of working age, have children or parents remaining in their countries of origin and have stayed in the country of settlement long enough to earn sufficient income to both support themselves and be able to remit something (Hugo 1998). When a migrant is joined by his/her family, the likelihood of.