Those Albanians with dependent family members in the home country tend to send small amounts on a regular basis, usually via courier. Others who do not regularly remit tend to save larger amounts, which they take with them upon returning to Albania. In addition, several Greek banks have begun operations in Albania, facilitating the flow of remittances and opening opportunities for greater financial access for remittance senders and their families. Out-migration of people from Portugal paralleled the growth of remittances received. Portugal experienced significant emigration to Western Europe throughout the 1960s and 1970s, and at present, there.