Savings banks in Spain have a long tradition of providing social credits to under-served financially excluded communities. Caja de Granada in particular chairs the International Association of Social Pledging Credit Establishments1 and like Caixa Galicia and Caixa Catalunya, grants micro-credits through their foundations, mainly in the regions where they operate. Caja Granada recently organized a symposium with all its microcredit holders to exchange experiences. Caixa Catalunya’s Fundación Un Sol Mon has for example a micro-credit programme, which operates mainly regionally. It supports income-generating activities for individuals and cooperatives, which have no access to.
