This report is intended to provide stakeholders — clients, customers, non-governmental organizations (NGO’s), associates and all those concerned about global climate change — with an update on our progress toward our goals and commitments. We view it as a bridge between our most recent Global Reporting Initiative (GRI) report, published in 2009, which includes environmental initiatives from 2007 and 2008, and a comprehensive Bank of America corporate social responsibility report planned for 2011, which will also adhere to the GRI reporting framework. We include detailed updates on Bank of America’s environmental business initiative, a 10-year, $20 billion commitment to address.