In contrast to investment advisers, brokers make recommen- dations about specific investments like stocks, bonds, or mutual funds. While taking into account your overall financial goals, brokers generally do not give you a detailed financial plan. Brokers are generally paid commissions when you buy or sell securities through them. If they sell you mutual funds make sure to ask questions about what fees are included in the mu- tual fund purchase. Brokerages vary widely in the quantity and quality of the ser- vices they provide for customers. Some have large research staffs, large national operations, and are prepared to service almost any kind.
