The common points existing in significant domains, above all as regards the tripartite structure of the organization, the obligation to observe the regional principle12 and to promote public affairs are briefly contrasted in the table all existing dif- ferences of scale, it would therefore also be conceiv- able to take the current structure of the French sav- ings banks in many respects as a model for a future reform of the German savings bank system. Indications of an impending radical reform of the German savings bank system come particularly from the controversial discussions which have for some years now centred on certain basic principles of the German savings bank system operating under.