The original BLS commercial banking output index in- cluded the number of transactions occurring in three main areas of banking activity: deposits, loans, and trusts. 14 For deposits, output was based on the number of time and sav- ings deposits, checks cleared, and electronic funds transfers. For loans, output was measured as the number of real estate loans, consumer loans, commercial and industrial loans, and credit card transactions. The output of trust accounts was measured by the number of accounts, including employee benefit funds, personal and agency trusts, and estates. Over the years, BLS has added activities such as ATM transactions, money.
