You will have to give your lender information about your financial situation on a form called a Standard Financial Statement (SFS). For example, details of any income or social welfare payments you receive, as well as your spending commitments, other loans and your living expenses may be required. You will have to give your lender honest and complete information about your financial situation. If you do not give your lender information that would have a significant impact on your financial situation or do not give the lender any information they need to assess your financial situation, you can be.