The disclosure table is the heart of the prototype. It addresses two of the questions: “How do we ensure that consumers can understand the information about financial sharing policies and their personal information?” and “How do we ensure that consumers can compare sharing practices across financial institutions?” At the simplest level, the disclosure table shows what the individual financial institution is sharing, especially through the yes/no columns. It, even more powerfully, allows for comparison across financial institutions because it includes seven basic reasons a financial institution can share information as envisioned by federal law. Further, it identifies when consumers can.
