Our goal is to provide food for thought rather than an off-the-shelf solution. Many of the outside practices we explore are somewhat distant from conventional thinking. We are aware that some of our ideas will be controversial. We therefore do not necessarily speak of them as “recommendations.” Instead, we hope that our report will inspire a fruitful discussion between those stakeholders that have an interest in a more resilient financial system: policy-makers and supra-national bodies at a global level, regulators and governments at a national level, and senior managers at a firm level. It is our intention to stimulate, provoke, and challenge – and by.