Construction firms expect to continue to spend more to provide health care for their employees in 2013, even though the vast majority of firms reported paying more for health care coverage last year. Three-quarters of all firms reported paying more for health care coverage for their employees in 2012, while only 16 percent reported paying the same amount and only 3 percent reported paying less for health care last year. Meanwhile, 77 percent of firms expect to pay more to insure their employees in 2013, while only 12 percent expect to pay the same as they.