All family members need to take time to plan their retirement. To include Social Security in that retirement plan you can go to the Social Security Administration’s website at . This site contains graphs, charts and forms to help you determine how much to contribute and when to retire. Retirement age graphs are provided so you can see the difference in the amount of your payments when you retire at the earliest possible date or wait until you are five to eight years older. The site also contains a retirement estimator, benefit calculators and instructions.