In today’s knowledge-based global marketplace, human capital has replaced physical capital as the source of competitive advantage. A key result of the confluence of technology and the Internet Economy is the need for better, faster and smarter workers. The reality of a 4% unemployment rate in the ., the “free agent” mindset of the most talented workers, and the fact that only 21% of the . adult population has a college degree is making this task more difficult than ever before. e-Commerce forces even traditional businesses to operate at Internet speed, with “time-to-competency,” now a major factor determining the competitiveness of all companies. The truly revolutionary impact of the.