When your car is damaged, we will arrange the repair work for you and choose the repairer who will do the work. We ordinarily require two independent competitive quotes from repairers we recommend. If you choose, you can provide one of the quotes from a repairer you select. Our assessor will review the quotes, including any quote from a repairer you select, and what is necessary to properly repair your car. We will choose the repairer who has submitted the more competitive and complete quote and that will be the repairer who repairs your car. When the repair is complete, you.