Given Tracy’s credit history, she felt that car ownership was impossible. Once she heard about Vehicles for Change, however, she was able to purchase a reliable used car that carried certain guarantees and receive a low-interest loan to help rebuild her credit. “This car right here probably would have been about $2,000 or more if I had went to a car dealer. [Vehicles for Change] gave me the true value, the book value, of this car,” Tracy said.