The main regulatory changes made during 2010 where in New Zealand, Chile, Hungary and Turkey. With regards to New Zealand, responses contained in Tables 1 and 4 have been modified to reflect the requirement of a restriction on the amount of Growth Assets being not less than 15% or more than 25% of the default allocated members assets in growth assets for the KiwiSaver In Chile, the Investment Regime changed the definition of hedging in January 2010. Until 2009, the hedging was made in relation to the denomination currency of mutual funds and investment funds. Since 2010, hedging can.