The Ohio Department of Insurance has created this guide to help you understand some of the basics of health insurance .This guide is intended to help individuals, families, self-employed people and small business owners evaluate their options . If you have health coverage, try to keep it .Unless the policy owner (you or your employer) stops paying premiums, the health plan cannot cancel your coverage — even if you get sick .The law allows you to keep coverage through life-changing events (divorce, changing jobs, job loss, etc .) — though the coverage and / or premiums may change depending on the.
