On the other hand, it is essential to know which activities these savings are used for, once they are received by the migrants’ families. The most likely result is that there is no single pattern of remittance sending and usage. Each country, or even each province or small community, will probably follow a specific pattern depending on a long list of factors including their real possibilities of investment, their consumption requirements, the educational and health situation in the region, the development of the financial system, the exchange rate regime, etc. In other words, broadly speaking, the.