Over the period 2002-2007 the total net worth of all individual households increased by £ billion in2003, £ billion in 2004, £ billion in 2005, £ billion in 2006 and £ billion in 2007. In 2008 the net worth showed a dramatic loss of £ billion, which equalled of 2008 nominal GDP. In the years to 2011 this loss has barely been recuperated, let alone that any growth path was created identical to the 2002-2007 net worth improvements. These gains and losses arise from both produced as well as financial assets. They also reflect the changes in borrowing levels.