In the ., the owners’ equity as a percentage of household real estate is not calculated in the Households’ net worth by asset and year statistics, unlike in the Balance Sheet of Households and Nonprofit Organizations9 . However one can deduce from the available . data that new housing starts from 2008 till 2011 have not led to an increased level of outstanding home loans. This means that individual households have repaid home mortgages and saved more to an extent of about £ billion for the four year period 2008 to 2011. At the same time they have.