Đáp án Đề thi Chọn học sinh giỏi lần thứ 8 môn Tiếng Anh lớp 10 giới thiệu tới các bạn về đáp án đúng đối với các câu hỏi được đưa ra trong đề thi Chọn học sinh giỏi lần thứ 8 môn Tiếng Anh lớp 10 của Hội các trường chuyên vùng duyên hải và đồng bằng Bắc bộ. Mời các bạn tham khảo. | In the late 2000s, the US suffered from a terrible housing crisis. Before the crisis, banks were giving millions of dollars in loans to people who wanted to purchase a home. Due to problems in the economy, many people lost their jobs and, soon after, they lost their homes as well. One question was raised after the crisis hit – should the banks have given these people loans in the first place? When most people buy a house, they don’t just hand over a lot of money for the house, unless they’re Donald Trump. They need to get a loan from the bank. This specific type of loan is called a mortgage. To get the loan from the bank, a number of things must be true. First, they need a good job and they need to give details about how much money they earn. Next, they need to pay a certain amount of money for the house as advance payment. This money is called a deposit. Sometimes it’s 10% of the value of the home, sometimes it’s less. A third item they may need to produce is a credit report, showing their past history of making payments on things like credit cards or other loans. If all that’s in place, then the bank may process the loan.
