Lecture Personal finance - Chapter 9: Insuring your health

Chapter 9 discuss why having adequate health insurance is important, and identify the factors contributing to the growing cost of health insurance; differentiate among the major types of health insurance plans, and identify major private and public health insurance providers and their programs; analyze your own health insurance needs and explain how to shop for appropriate coverage;. | PFIN 4 Insuring Your Health 9 Copyright ©2016 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. GITMAN/ JOEHNK/ BILLINGSLEY Copyright ©2016 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. 1 Discuss why having adequate health insurance is important, and identify the factors contributing to the growing cost of health insurance 2 Differentiate among the major types of health insurance plans, and identify major private and public health insurance providers and their programs 3 Analyze your own health insurance needs and explain how to shop for appropriate coverage LEARNING OUTCOMES PFIN4 | CH9 Copyright ©2016 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. 4 Explain the basic types of . | PFIN 4 Insuring Your Health 9 Copyright ©2016 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. GITMAN/ JOEHNK/ BILLINGSLEY Copyright ©2016 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. 1 Discuss why having adequate health insurance is important, and identify the factors contributing to the growing cost of health insurance 2 Differentiate among the major types of health insurance plans, and identify major private and public health insurance providers and their programs 3 Analyze your own health insurance needs and explain how to shop for appropriate coverage LEARNING OUTCOMES PFIN4 | CH9 Copyright ©2016 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. 4 Explain the basic types of medical expenses covered by the policy provisions of health insurance plans 5 Assess the need for and features of long-term-care insurance 6 Discuss the features of disability income insurance and how to determine your need for it LEARNING OUTCOMES (continued) PFIN4 | CH9 Health Insurance Copyright ©2016 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Protects one against: Economic loss in the event of serious accidents or illnesses Rising cost of health care PFIN4 | CH9 Exhibit Copyright ©2016 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Average Annual Premiums for Single and Family Coverage 1999–2014 PFIN4 | CH9 Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999–2014. Exhibit Copyright ©2016 Cengage Learning. All Rights Reserved. May not

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