This paper aims to provide the overall state of rural agriculture loans in the Rayalaseema region, its status, the impact of credit lending, the role of banking institutions and governance in rural finance expenditures, and the improvement, barriers, and challenges throughout the years. | A study on farmers perception towards agricultural loans in rural areas with reference to Rayalaseema Region Andhra Pradesh International Journal of Management IJM Volume 11 Issue 3 March 2020 pp. 175 185 Article ID IJM_11_03_019 Available online at http ijm JType IJM amp VType 11 amp IType 3 Journal Impact Factor 2020 Calculated by GISI ISSN Print 0976-6502 and ISSN Online 0976-6510 IAEME Publication Scopus Indexed A STUDY ON FARMERS PERCEPTION TOWARDS AGRICULTURAL LOANS IN RURAL AREAS WITH REFERENCE TO RAYALASEEMA REGION ANDHRA PRADESH K. Sarada Siva Reddy Research Scholar School of Management Vel Tech Rangarajan R amp D Institute of Science and Technology Avadi Chennai India. Dr. K. Ravishankar Associate Professor School of Management Vel Tech Rangarajan R amp D Institute of Science and Technology Avadi Chennai India. ABSTRACT This paper aims to provide the overall state of rural agriculture loans in the Rayalaseema region its status the impact of credit lending the role of banking institutions and governance in rural finance expenditures and the improvement barriers and challenges throughout the years. The objective measure of access to rural agriculture loans is variable which help as to measure credit lending and the portfolio level of agriculture credit to find managing in financial institution performance. Therefore the results show that the banks give more access than micro finance institutions at summation of large loans for agriculture but at other side banks give less compared to micro financial institutions at summation of small loans for agriculture. Keywords Rural agriculture loans access to finance credit lending Cite this Article K. Sarada Siva Reddy Dr. K. Ravishankar A Study on Farmers Perception towards Agricultural Loans in Rural Areas with Reference to Rayalaseema Region Andhra Pradesh International Journal of Management IJM 11 3 2020 pp. 175 185. http .
