In this paper, the researcher attempts to understand financial inclusion and its importance for overall development of society and Nation’s economy. | Financial inclusion in India a road map towards future growth INTERNATIONAL JOURNAL OF MANAGEMENT IJM ISSN 0976-6502 Print ISSN 0976-6510 Online IJM Volume 7 Issue 2 February 2016 pp. 298-306 http ijm IAEME Journal Impact Factor 2016 Calculated by GISI FINANCIAL INCLUSION IN INDIA A ROAD MAP TOWARDS FUTURE GROWTH CMA Dr. M. Sheik Mohamed Vice Principal SF and Head PG Department of Commerce SF Jamal Mohamed College Tiruchirappalli-620 020 G. Reka Assistant professor Department of Commerce Jamal Mohamed College Tiruchirappalli-620 020 ABSTRACT Financial inclusion is an innovative concept which makes alternative techniques to promote the banking habits of the people. However for attaining the objectives of inclusive growth there is a need for resources and for resource generation and mobilization financial inclusion is required. It plays a very crucial role in the process of economic growth. Financial inclusion stands for delivery of appropriate financial services at an affordable cost on timely basis to vulnerable groups such as low income groups and weaker section who lack access to even the most basic banking services. In this paper the researcher attempts to understand financial inclusion and its importance for overall development of society and Nation s economy. This study focuses on approaches adopted by various Indian banks towards achieving the ultimate goal of financial inclusion for inclusive growth in India and analyses of past years progress and achievements. Key words Financial Inclusion Financial Exclusion Financial Services Financial Viability Profitability Financial Condition. Cite this Article Cma Dr. M. Sheik Mohamed and G. Reka. Financial Inclusion in India A Road Map towards Future Growth. International Journal of Management 7 2 2016 pp. 298- 306. http ijm 1. INTRODUCTION Financial inclusion is now a common objective for numerous central banks. The banking sector takes a lead
