In the present study, we have taken 17 District Central Cooperative Banks (DCCBs) of Odisha and attempted to measure their efficacy of finance flow. | Predictive analytics in harnessing financial efficacy of banks using camel model International Journal of Management IJM Volume 10 Issue 6 November-December 2019 pp. 177 190 Article ID IJM_10_06_018 Available online at http ijm JType IJM amp VType 10 amp IType 6 Journal Impact Factor 2019 Calculated by GISI ISSN Print 0976-6502 and ISSN Online 0976-6510 IAEME Publication PREDICTIVE ANALYTICS IN HARNESSING FINANCIAL EFFICACY OF BANKS USING CAMEL MODEL Chinmaya Kumar Rout Research Scholar Faculty of Management Sciences Siksha O Anusandhan Deemed to be University Bhubaneswar India Dr. Prafulla Kumar Swain Professor Faculty of Management Sciences Siksha O Anusandhan Deemed to be University Bhubaneswar India Dr. Manoranjan Dash Associate Professor Faculty of Management Sciences Siksha O Anusandhan Deemed to be University Bhubaneswar India Corresponding Author Email manoranjandash@ ABSTRACT In India Cooperative Banking has an idiosyncratic position in the rural credit delivery system. Cooperative Banks are providing timely and easy credit to rural people. The financial efficacy of Cooperative Banks is of immense importance for smooth credit disbursement. In the present study we have taken 17 District Central Cooperative Banks DCCBs of Odisha and attempted to measure their efficacy of finance flow. For this purpose we have used the CAMEL model which is based on five parameters like Capital Adequacy Asset Quality Management Quality Earning Ability and Liquidity. Under each parameter two ratios are calculated for 10 years and DCCBs are ranked according to their score. Synthesized Index Table is developed by taking the average ranks of each parameter and DCCBs are ranked accordingly. Keywords Cooperative Banking Financial Efficacy District Central Cooperative Banks CAMEL Model. Cite this Article Chinmaya Kumar Rout Dr. Prafulla Kumar Swain and Dr. Manoranjan Dash Predictive Analytics in Harnessing Financial Efficacy
