The aim of this project is to analyze the non-performing assets, net NPAs and gross NPAs of 8 banks in India and to see the relation between net profit, net NPAs and gross NPAs. | Measurement of correlations NPA and ROA of different banks and trend analysis of NPAS in Indian banks International Journal of Management IJM Volume 8 Issue 6 Nov Dec 2017 pp. 81 88 Article ID IJM_08_06_010 Available online at http ijm JType IJM amp VType 8 amp IType 6 Journal Impact Factor 2016 Calculated by GISI ISSN Print 0976-6502 and ISSN Online 0976-6510 IAEME Publication MEASUREMENT OF CORRELATIONS NPA AND ROA OF DIFFERENT BANKS AND TREND ANALYSIS OF NPAS IN INDIAN BANKS Parishwang Piyush PGDM First Year Finance Institute of Management Technology Ghaziabad India Shalki Goel PGDM First Year Finance Institute of Management Technology Ghaziabad India ABSTRACT A Non-performing asset is a loan or advance for which the principal or interest payment remained long overdue over a period of 90 days. NPAs are point of no return as they do not generate any income whereas the banks are required to make provisions such as assets. The aim of this project is to analyze the non-performing assets net NPAs and gross NPAs of 8 banks in India and to see the relation between net profit net NPAs and gross NPAs. The annual reports for the period of 3 years from 2014-2015 to 2016- 2017 of these banks have been used in this project. Correlation is used for the relation between net profit and net NPA. The result is that it is positive for private sector bank that is HDFC and negative for public sector banks and they are SBI PNB Union Bank United Bank UCO Bank Bank of India and Bank of Baroda. Key words Reliability Spiritual Intelligence Validity Work Performance. Cite this Article Parishwang Piyush and Shalki Goel Measurement of Correlations NPA and ROA of Different Banks and Trend Analysis of NPAS In Indian Banks. International Journal of Management 8 6 2017 pp. 81 88. http ijm JType IJM amp VType 8 amp IType 6 1. INTRODUCTION For the management of billions of assets in the world the banking system is a .
