With focus on inclusive growth, the Indian government has been encouraging opening of bank accounts for the nation’s huge unbanked population by providing government benefits through such accounts. ICT solutions have made such initiatives possible at relatively low cost | A study of issues of financial inclusion in unbanked area of Jalgaon district with special reference to IDBI bank LTD International Journal of Management IJM Volume 7 Issue 4 May June 2016 178 Article ID IJM_07_04_014 Available online at http ijm JType IJM amp VType 7 amp IType 4 Journal Impact Factor 2016 Calculated by GISI ISSN Print 0976-6502 and ISSN Online 0976-6510 IAEME Publication A STUDY OF ISSUES OF FINANCIAL INCLUSION IN UNBANKED AREA OF JALGAON DISTRICT WITH SPECIAL REFERENCE TO IDBI BANK LTD Parag Madhukar Kharate Research Scholar Bhusawal Arts Science and . Nahata Commerce College Bhusawal MS Dr. Arvind Narayan chaudhari Professor amp Research Guide in Commerce Bhusawal Arts Science and P. O. Nahata Commerce College Bhusawal MS ABSTRACT With focus on inclusive growth the Indian government has been encouraging opening of bank accounts for the nation s huge unbanked population by providing government benefits through such accounts. ICT solutions have made such initiatives possible at relatively low cost While the growth that India has seen during the past decade has been impressive there are some concerns about the dimensions related to financial services. Lot of work needs to be done before the concerns of absolute poverty can be addressed. The low income households in India have very little awareness of banking credit and insurance related services through which they can enhance and protect their financial resources during times when they are unexpectedly struck by illness natural disasters or death of the primary breadwinner Cite this Article Parag Madhukar Kharate and Arvind Narayan chaudhari A Study of Issues of Financial Inclusion In Unbanked Area of Jalgaon District with Special Reference To IDBI Bank Ltd. International Journal of Management 7 4 2016 178. http ijm JType IJM amp VType 7 amp IType 4 INTRODUCTION Inclusive funding or financial inclusion is .