Diversification is usually seen as a strategy to improve bank risk and performance until the recent financial chaos, which has raised many concerns about this claim. Despite the growing number of empirical studies on the relationship between diversification strategy and banks' profitability, researchers have not yet been able to find a general agreement. One of the reasons is that the results for each country are different from the others. The well-founded evidence is mixed between countries and regions. In particular, regarding asset, income, and funding diversification measures, the conclusions are mixed on the impact on banks' performances and risks. | MINISTRY OF EDUCATION AND TRAINING UNIVERSITY OF ECONOMICS HO CHI MINH CITY - PHAM KHANH DUY DIVERSIFICATION STRATEGIES BANK RISK AND PERFORMANCE EMPIRICAL EVIDENCE FROM VIETNAM Major Finance and Banking Code 9340201 DOCTORAL DISSERTATION ACADEMIC ADVISOR Assoc. Professor Dr. TRUONG THI HONG Ho Chi Minh City - 2021 i STATEMENT OF AUTHENTICATION I solemnly declare that this dissertation Diversification strategies bank risk and performance Empirical evidence from Vietnam is my own research. Except for the references cited in this dissertation I hereby guarantee that the whole or any part of this dissertation has never been published or used to obtain a degree elsewhere. Any products studies of other authors that have been used in this dissertation were properly cited. This dissertation has never been submitted to any university or institution. Ho Chi Minh City 2021 ii ACKNOWLEDGEMENT In completing this dissertation I would like to express my gratitude to the University of Economics Ho Chi Minh City UEH which provides an ideal environment and financial support for my research journey. At UEH I have gained valuable academic knowledge and research skills as a lecturer and as a . candidate. My utmost appreciation is to my academic supervisor Assoc. Prof. Dr. Truong Thi Hong for dedicated whole-heartedly coaching and guidance throughout the completion of my thesis. My gratitude also goes to my dearest colleagues at the School of Banking and the School of UEH Graduate for their continuously dedicated support contributions and guidance for me in writing this dissertation. I want to thank Prof. Vo Xuan Vinh for the preliminary research ideas and suggestions. My special thanks to Dr. Nguyen Huu Huan Dr. Ngo Minh Vu Dr. Phan Chung Thuy Dr. Hoang Hai Yen and Dr. Ngo Minh Hai for their best efforts in helping me with various challenges during my . candidature. Saying thank you is just simply not enough for what they have offered me. Finally and most importantly my .
