Chìa khóa để nhận được người cho vay như dự án là để đảm bảo rằng bạn đang mang lại cho người cho vay một gói phần mềm phát triển hoặc cho vay được hỗ trợ với một kế hoạch kinh doanh âm thanh. | CHAPTER How to Maximize Your Financing The goal of this chapter is To Help You Get the Best Loan Terms Possible Unless you are an institutional buyer such as a real estate investment trust REIT home buyers have the best opportunity to borrow at low rates unless their credit is shot full of holes. Even then many poor-credit buyers manage to make decent investments in single family homes. VA and FHA loans help those who qualify for them and seller-held financing can give any buyer a boost to get over the financing hurdle. The sellers of commercial property are often motivated by profit. When this is the situation you have many options in dealing with those sellers. Generally the first place to look for a commercial loan will depend on the size of the loan. Small commercial 121 COMMERCIAL REAL ESTATE INVESTING loans up to 7 or 8 million might be obtained locally from a commercial bank or savings and loan association. A commercial lender takes the property into consideration and in some cases give the property greater weight than they do the borrower. But one factor is universal If the intended use is risky then the whole deal may not be easily financed. In the end the best commercial loan will boil down to the lender liking the project then liking the borrower then making the loan. The key to getting the lender to like the project is to make sure you are bringing the lender a development or loan package that is backed up with a sound business plan. The economics of the deal are what it will take to convince the lender. Once that is accomplished then you can emphasize the fact that the combination of you and the project is worth their taking a chance on the loan. On the positive side of commercial loans lenders love to advance money on commercial real estate more than on residential lending. The reason is that commercial real estate produces revenue that will pay off the loan. Key Words and Concepts to Build Your Insider Knowledge Seller-Held Financing Loan Officer .
