Bạn cần một công ty ký quỹ để có một người giữ cổ phần độc lập để xử lý đóng cửa, chấp nhận tiền và làm cho phân phối, và để ghi lại các tài liệu bao gồm cả chứng thư. | 4 Closing the Escrow Copyright 2004 by The McGraw-Hill Companies Inc. Click Here for Terms of Use. This page intentionally left blank. 10 Finding a Reliable Escrow-Title Insurance Company QUESTIONS TO ASK YOURSELF Why do I need to find an escrow-title insurance company You need to get title insurance to protect yourself from title problems on the property and because your lender demands it . You need an escrow company to have an independent stake holder to process the closing to accept monies and make distributions and to record documents including the deed. In most states escrow companies and title insurance companies are one in the same or they are at least affiliated so that it s one stop for you. See Chapter 3 for an explanation of what title insurance is. What can go wrong with an escrow-title insurance company The tendency is to think that all such companies are alike. Nothing could be further from the truth. While the services they all perform are similar some do it well and others do it badly. Here s a list of complaints sometimes heard about escrow-title insurance companies The escrow officer is difficult to reach and rude when I try to talk to her or him. The reason for the officer s rudeness may not be that you re a pest as the title officer may suggest but that he or she is 139 Copyright 2004 by The McGraw-Hill Companies Inc. Click Here for Terms of .