Chapter 1 A National Savings Dilemma. Retirement. Most people who are in it seem to enjoy it and those who are not think about it often. If you ask a working person what separates him or her from retirement, the first thing that comes to mind is money—or rather the lack of it. | .a precious lifeline to the millions of small investors battered by the bursting of the market bubble. IN GOOD TIMES AND BAD Specific investment techniques for various stages in life Model portfolios for different investment goals What to do when the markets are down X- - RICHARD A. FERRI cfa M Protecting Your Wealth in Good Times and Bad Also by Richard A. Ferri All About Index Funds McGraw-Hill 2002
